How to Spot a Scam and Protect Your Personal Information

Scams are on the rise—and knowing how to spot them is key to protecting your identity, resources, and peace of mind. In this guide, we will help you spot the warning signs of a scam. You will learn about common fraud tactics. We will also show you how to check that you are genuinely talking to Ascendus 

 

🚨 What Is a Scam?  

A scam is a trick that aims to deceive people. It makes them give away personal information, bank details, or make unauthorized payments. Scammers might pretend to be real organizations, like Ascendus. They do this to make you feel rushed and push you into making quick choices.  

At Ascendus, we will never ask for sensitive information or payments through unofficial channels. When in doubt, pause and verify 

 

⚠️ Common Scam Tactics to Watch Out For  

Understanding how scams work can help you avoid falling victim. Here are some frequent scam tactics used to deceive individuals:  

  • Pretending to be a collection agency demanding urgent payment  
  • Offering debt consolidation or lower payments in exchange for your bank account information  
  • Claiming you’ve been approved for more funding but requesting bank details  
  • Sending suspicious links asking you to update contact information  
  • Asking for payments through platforms like Zelle, Venmo, or Cash App  
  • Requesting ID, social security numbers, or personal documents via email or text  
  • Sending contracts or forms that did not originate from Ascendus  
  • Triggering fake multi-factor authentication (MFA) or password reset requests  
  • Charging upfront fees to “expedite your loan application” 

 

🚫 If you receive any of these messages, do not respond. Always confirm the source.  

 

✅ How to Verify It’s Truly Ascendus  

To ensure you’re communicating with Ascendus through secure channels, check the following:  

🌐 Official website: https://www.ascendus.org 

📧 Official email: [email protected] or official ascedus email domain @ascendus.org

📱 Verified social media accounts 

 

🔒 Tip: Bookmark our site and official channels to avoid phishing attempts.  

 

🧭 What to Do If You Suspect a Scam  

If something feels off, trust your instincts. Do not click, respond, or share any personal information. Instead:  

  • 📞 Contact your Ascendus loan representative directly  

We’re here to help you stay informed, secure, and protected 

 

✨ Stay Safe Online with Ascendus  

Protecting our clients from fraud is a top priority. By staying alert and informed, you can avoid scams and protect your personal data.

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